Family Office

Managing a family’s wealth and well-being

Families of wealth present unique and complex scenarios for planning. Heritage Wealth Advisors thrives on complexity – and making it manageable. The positive effects go well beyond the financial.

Our Approach

Our extensive approach considers all aspects of a family’s wealth, and we are adept at working across generations to create strategies to meet the goals of all.

We appreciate family dynamics. Our holistic approach considers all aspects of a family’s wealth, and we are adept at working across generations to create strategies to meet the goals of all. Confidentiality is absolute, including among family members. As a family’s lifelong partner, we support decision-making that maintains family legacy wishes and principles, while proactively managing affairs when changes are called for and as opportunities arise.

Whether your family’s wealth derives from a closely held business, concentrated public market stock, art, real estate or other unique circumstance, we take into account the nature of these assets in determining your wealth strategy.

Alternative investments have the potential to enhance risk-adjusted returns in terms of growth, income and diversification, and we are skilled at evaluating and implementing private market assets. For example, our family office clients have a greater ability to embrace illiquidity to enhance potential return and private assets.

Charitable giving can define your legacy while also providing benefits to your estate and the community. Our team works with you to manage your philanthropy, whether through charitable trusts and donor-advised funds, or your private family foundation. We can support you in articulating and achieving your goals for giving so you can maximize your charitable impact.

Multi-generational families have their own unique needs across varying levels of financial acumen. We collaborate across generations, as necessary, from the basics to the most complex situations. Coaching can take place in larger family meetings, or as intimate as one-on-one.

No detail is too small — our team can manage your finances and simplify your life by paying bills, processing payroll, preparing customized financial reports, and managing banking solutions.

Comprehensive services packages for your unique needs

We understand the dynamics of a rapidly changing world and the challenges of multi-generational planning. Through listening to the family’s goals, we deliver customized services that support a range of needs and wealth management strategies. Each family is unique, as are the solutions we deliver to ensure you reach your goals.

Family Office

Complex trust and estate planning
Family meetings
Intergenerational financial education
Coordination of professional advisors
Tax planning
Estimated quarterly tax payments
Fully diversified investment portfolio
Private investment evaluations
Charitable giving strategies
Cash flow analysis by household
Insurance planning
Consolidated net worth / reporting by each household
Family business consulting / succession planning

Family CFO

Trust and estate planning
Family meetings
Intergenerational financial education
Coordination of professional advisors
Tax planning
Estimated quarterly tax payments
Fully diversified investment portfolio
Private investment evaluations
Charitable giving strategies
Cash flow analysis by household
Insurance planning
Consolidated net worth / reporting by each household
Family financial education
Family business consulting / succession planning

Personal CFO

Trust and estate planning
Income planning
Coordination of professional advisors
Capital preservation
Tax planning
Estimated quarterly tax payments
Investment analysis and selection
Asset allocation
Charitable giving advice
Cash flow analysis
Insurance planning
Balance sheet review
401(k) monitoring
Family business consulting / succession planning

Executive CFO

Retirement income planning
Coordination of professional advisors
Pension and benefits review
401(k) review
Tax planning
Alternative tax strategies for long-term comp
Review of outside investments
Review of corporate investment allocations
Charitable giving advice
Cash flow analysis
Insurance planning
Balance sheet review
Retirement planning

Our job is about putting in place a strategy that will stand the test of time.

— DEE ANN REMO